The couple won the show last month and ended up sharing the £50,000 prize fund.
And it turns out they've very different plans for their half.
"She wants to buy a car," Kem said this week. "I just think when you've got money like that you should invest it wisely. I won't just let it sit there."
Amber confirmed: "Yeah, I'd love to buy a new car. He wants to do something more serious and put it into property.
"I'll just go with the flow."
Kem quipped: "She'll go with the flow and I'll make sure the flow is my flow."
If rumours are to be believed the £50,000 will soon be pocket money for the pair who have been tipped to make millions.
As well as magazine and modelling deals, they've already bagged themselves a TV presenting spot as summer showbiz correspondences on ITV's Good Morning Britain.
Kem admitted that becoming a millionaire was a "dream" but added: "We've just got out so it could go one way or the other. We're not going to do loads of stuff because we can."
Amber agreed: "We still want to sustain a real relationship. We don't want the relationship to be a business."
And speaking to OK! magazine, the couple confessed they're still not actually over winning the show at all.
"It still hasn't sunk in! My head was gone when Caroline Flack said our names," Amber recalled.
Kem added: "It's so surreal. It's not that we didn't back ourselves, we just didn't expect it - especially as we had such a rocky road. But all the other couples were saying, If anyone deserves to win, it's you'".